ME Homeowners Insurance: Discover The Best Policy For You

Homeowners insurance rates and policies vary widely across the U.S. That’s why it’s important to work one-on-one with a licensed expert who can help you narrow down the ME homeowners insurance coverage and quotes that best fit your specific needs.

Find your city in the table below, and discover the homeowners insurance quotes that are best for you and your family.

Auburn	Augusta	Bangor	Bar Mills
Biddeford	Brewer	Brunswick	Buckfield
Bucksport	Buxton	Camden	Caribou
Cranberry Isles	Cumberland Center	Durham	Falmouth
Freeport	Fryeburg	Gorham	Hallowell
Houlton	Jay	Kennebunk	Kennebunkport
Lewiston	Madison	Monmouth	Morrill
New Gloucester	Nobleboro	Norridgewock	North Yarmouth
Old Orchard Beach	Orland	Orono	Oxford
Portland	Presque Isle	Raymond	Rockland
Saco	Sanford	South Portland	Standish
Vassalboro	Warren	Waterville	Westbrook
Windham	Winthrop

Before you call, make sure you know the address and ZIP code of the house you’re trying to purchase homeowners insurance for. A licensed homeowners insurance agent will also request the square footage of your home as well as how many bedrooms and bathrooms are included.

Here are a few basic questions you should be able to answer about the structure of your home before you can receive quotes for your homeowners insurance in ME:

What type of roof does your home have?
How recently were your plumbing and electrical systems updated?
Do you have circuit breakers or a fuse box?
What year was the home built?

All of these factors will have some effect on your homeowners insurance quotes. Your licensed homeowners insurance agent also will consider some personal factors about your financial history before offering a ME homeowners insurance quote. These include your homeowners insurance claims history in the last 10 years, your credit and insurance scores, your coverage limits and more. If you have any questions about how these factors affect the cost of ME homeowners insurance, a licensed expert is best qualified to help you understand your homeowners insurance quotes.

Finally, in order to get the best deals on homeowners insurance in ME, it’s important to discuss any possible discounts with a licensed expert. If you’ve installed safety features in your house such as smoke alarms, a security system or other devices, you may already qualify for big savings. Here are just a few examples of some often overlooked homeowners insurance discounts in ME that you shouldn’t miss out on:

Home/Auto bundle: Ask your agent whether your ME homeowners insurance provider offers discounts of up to 20% just for bundling your home and auto insurance policies.
Nonsmoker discounts: If no one in your home uses any tobacco products, you could save as much as 20% on your premium.
New home discount: If your home was built within the past 10 years, you could qualify for a 20% discount.

Homeowners insurance discounts vary by state, so make sure you speak to an expert agent licensed in ME before signing on your policy.