Online lending and financial information is one of the fastest growing, and potentially most valuable services on the Web. IRED's favorite financial resources include publishers, originators and brokers, but none of the US direct lenders made the cut. Corporate baggage is a disadvantage on the web.
We've been a big fan of Keystroke since their entry into the online scene over a year ago. A Computer Loan Originator (CLO), Keystroke offers flat fee loan origination which not only will save borrowers money but assures that the $50,000 borrower will be as important a customer as the $1,000,000 borrower. Not content to provide good loan origination service, Keystroke offers new features frequently such as The Credit Rater; Pre-qualify Free, and Online Loan Status Checks.
Your Mortgage Magazine, an outstanding source of information on available Australian loans. You'll find current interest rates, loan calculators, consumer tips and articles. Plus an extensive directory of Finance, Insurance, Industry and Real Estate related sites titled Finance Links. Sites are rated based on usefulness to the consumer and overall content.
If you like web sites with attitude you'll love BayHouse! Along with tales of Chris' online adventures you'll find a lot of priceless insider information about lenders, quotes and loans and how to watch your own backside. This is the source for the things your mother never told you about mortgage financing.
Market News Service brings real time market info to the Web from around the world. The Economeister provides comprehensive coverage of economic data and news. If your business depends on up to the minute financial information, you'll bookmark The Economeister..
Are you intimidated by the process of applying and processing a mortgage loan? If so you will probably appreciate the "Tour the Loan Process" feature of American Finance. You can use the AFI guide to prequalify yourself, and if your loan is denied there is an excellent article on handling rejection.
Search for a lender or search for a loan product. Mortgage shoppers will appreciate a searchable database of mortgage rates based on the points, the rate, the application fee, the ARM index, the ARM margin or the number of days to lock the loan for. Our favorite feature is the mortgage trend page. Timing is critical, and you need recent history to judge your timing.
All three of the major credit reporting services now have a web presence. We favor Experian (formerly TRW) for it's helpful approach to real estate buyers. For under $5.00 you can order a "Home Portfolio Report" combining a property profile, a home sales reports and a demographic profile of the neighborhood. Also find information about small business credit; how divorce will affect your credit, or order your own credit report.
BankRate Monitor is a publisher of mortgage and other bank rate information. After two years online we still keep returning to this one. Whether you need mortgage information, CD rates, or where to find the best deal on a Gold Card, Bankrate Monitor has it in an easy to use format.
There are almost as many mortgage brokers online as real estate brokers, but Dick Lepre keeps us coming back week after week with his excellent email newsletter commentary as well as the broad range of resources his web site provides.
Before you move, before you can decide what you can afford, you will want to know how your cost of living will compare in a new city to your current life style. Homebuyer's Fair offers a variety of useful tools, of which the salary calculator is our favorite, and the one we use most often.