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BuyMyself
Home Buying without an Agent
By Phil M. Levin, Mortgage Broker, USA
Define Your Ideal House
The first step in home buying is to define exactly what it is that you want to buy.
The article, How Much House Can I Afford?, will help you to determine the upper price limit on homes you should be considering.
- Will your income decrease in the future?
If so, factor income changes into the price calculations.
- What are your family's hobbies?
Any beekeeper, ham radio operator, pet enthusiast, or car collector can tell you: hobbyist pursuits place special demands on real estate transactions. Fully consider these demands when choosing a home.
- How much will your family's needs change while you own the home?
- Are school districts, zoning, proximity to work, transportation, worship, shopping, extended family, etc. important factors?
- Do any family members have special needs?
- Will you "work out of your home"?
Careful consideration of questions like these is essential as you define the profile of your perfect home.

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